About us
Your growth partner
Karini Finance works with used car dealers who want to buy better, sell faster and earn more. We look at readiness, not just requirement.
What we believe
Capital doesn't create success. The right dealer does.
Before we fund, we understand the business — stock ageing, rotation, margins, procurement and repayment behaviour. Capital then goes where it can actually turn.
How we grow with you
From your first funded car to your next showroom.
- Stage one
Getting started
We study your stock, rotation and margins, then set a revolving limit that fits how you actually sell.
- Stage two
Scaling up
As your cars turn faster, your limit grows with you. More stock, more models, more locations.
- Always
Beside you
Inspection, valuation, sourcing and leads keep working for you between every sale.
What we do
One partner for the whole dealership.
Inventory funding
A revolving line for your stock, charged by the day and released the moment you repay.
AI-powered inspection
A detailed report on every funded car that you can share straight with your buyers.
Valuation & RC checks
Fair, conservative values and verified documents before a single rupee moves.
Customer car loans
When your buyer needs a loan, come straight to us. We arrange it through Drivio, so the sale closes on your lot.
Buyer leads
Used-car leads from 91wheels and commercial vehicle leads from 91trucks.
Insurance
Cover for funded stock, arranged alongside your line.
Our mission
To give every ambitious used car dealer in India the capital, tools and network to grow, by funding stock that will sell, not just stock that is needed.
Our vision
A used car trade where every growing dealer has a growth partner beside them, and capital moves as fast as good cars do.
Our values
How we work with every dealer.
Growth before lending
We fund what will sell and turn. If more stock will not grow your business, we will tell you.
Plain terms
Every charge is written down before you sign. What you see is what you pay.
Speed that counts
Decisions in minutes and funds the same day, because good stock does not wait.
Truth in every car
Honest inspections and conservative values protect you, your buyer and us.
In it together
When your dealership grows, so do we. That is the whole model.
Founders
Our Leadership
Our ecosystem
Part of a wider network built for India’s auto trade.
Customer car financeCar loans for your buyers, arranged through KFin so the sale closes on your lot.
Used-car leadsBuyers researching their next car, routed to dealers with the right stock.
Commercial vehiclesLeads and sourcing for trucks, buses and commercial EVs.
Company
Karini Finance Private Limited
Registered office: PP-101, Frost House, Nazrul Islam Avenue, Kestopur, Kolkata, West Bengal 700101
CIN: U64990WR2026PTC296750
GSTIN: 19AANCK2356H1Z7
Incorporated 14 September 2026 under the Companies Act, 2013